#self-belay

• Self-insurance — A risk management method whereby an individual or company assumes financial responsibility for potential losses by setting aside internal reserve funds instead of purchasing commercial insurance. In mountaineering, it denotes the action or system of ropes and carabiners used by a climber to anchor themselves.
• Self-insured — Having insured oneself. In economics, it describes an individual or company assuming their own financial risks via internal reserves. In mountaineering, it denotes a climber who is properly anchored to a fixed station using their own safety equipment, protected against accidental falls.