#asigura

• Self-insured — Having insured oneself. In economics, it describes an individual or company assuming their own financial risks via internal reserves. In mountaineering, it denotes a climber who is properly anchored to a fixed station using their own safety equipment, protected against accidental falls.
• Damaging — The act of damaging and its result; the accidental or mechanical process through which an object, vehicle, building, or technical installation undergoes a malfunction, structural degradation, or partial or total deterioration. In the insurance field, it represents the event generating material damages that requires a technical evaluation.
• Damaging — The act of damaging and its result; the accidental or mechanical process through which an object, vehicle, building, or technical installation undergoes a malfunction, structural degradation, or partial or total deterioration. In the insurance field, it represents the event generating material damages that requires a technical evaluation.
• Addendum — An addendum or rider concluded in written form through which the signing parties modify, supplement, or suspend certain clauses of an initial contract, without canceling its general validity; it is widely used in labor law, commercial law, and insurance to record changes related to price, deadlines, duties, or specific conditions, becoming an integral part of the core document.