#banking metrics

• Endorsement — The written and signed statement on the back of a credit instrument (check, bill of exchange, promissory note) by which ownership rights over the inscribed value are transferred; the legal and financial operation of endorsement. It represents the mandatory structural formula attesting the legal transfer of the claim from the endorser to the endorsee.
• Endorser — The physical or legal person (the legitimate holder of a credit instrument) who signs an endorsement on the back of the document, thereby transferring the claim rights to a new beneficiary; (used as an adjective) performing an endorsement operation. Through this structural action, the person becomes a jointly liable guarantor for the payment of the instrument to subsequent holders.
• Endorser — The feminine form of the word endorser; a female person or a legal entity that applies an endorsement on the back of a credit instrument to order, thereby transferring its claim rights; (used as an adjective) performing a structural endorsement operation on a commercial bill.
• Endorsement — The act of endorsing a credit instrument to order and its result; the legal, banking, and commercial operation through which a transfer statement is written on the back of a check, bill of exchange, or promissory note. It represents the mandatory structural formality validating the legal transmission of ownership over the inscribed value.
• Endorsed — Having undergone the process of endorsement; a credit instrument, check, bill of exchange, or promissory note on the back of which an official statement transferring ownership or claim rights has been written and signed. In a technical sense, it describes the state of a financial document whose commercial circuit has been structurally validated through the application of a gir.
• Endorsee — The physical or legal person in whose favor an endorsement is made; the new beneficiary or legitimate acquirer of a credit instrument to order (check, bill of exchange, promissory note) transmitted via a gir. This structural entity acquires all the claim rights inscribed in the document, having the possibility to collect the sum or transfer it further.
• Endorsee — The feminine form of the word endorsee; a female person or a legal entity in whose favor an endorsement is made, becoming the legitimate beneficiary of a credit instrument to order (check, bill of exchange, promissory note) transmitted via a gir. This structural entity acquires full ownership of the claim rights inscribed in the document.
• Endorser — A female person or a commercial entity that performs the operation of endorsing a credit instrument; (used as an adjective) serving to endorse, or endorsing a commercial bill. This structural term identifies the party relinquishing the claim and assuming joint liability for payment.