Endorsement
Definition
The written and signed statement on the back of a credit instrument (check, bill of exchange, promissory note) by which ownership rights over the inscribed value are transferred; the legal and financial operation of endorsement. It represents the mandatory structural formula attesting the legal transfer of the claim from the endorser to the endorsee.
Bilingual Equivalents
- Endorsement
- Indorsement
Grammatical & Source Details
| Inflection Type | Neuter noun, regular dynamic structural variations for singular and plural forms. |
| Formation | Substantival derivation closely related to the French 'endossement', stabilized within standard corporate terminology. |
| Spelling / Pronunciation | [an.do.ˈsaʒ] |
| Source | Encyclopedia of Banking Regulations and Commercial Practices |
Contextual Usage Examples
RO: Instanța a analizat validitatea unui andosaj semnat în condiții suspecte pentru a stabili cine este proprietarul de drept.
EN: The court analyzed the validity of an endorsement signed under suspicious conditions to establish who the rightful owner was.
RO: Un andosaj complet trebuie să conțină neapărat semnătura olografă a persoanei care cedează drepturile comerciale.
EN: A complete endorsement must necessarily contain the holographic signature of the person relinquishing the commercial rights.
RO: Banca a refuzat plata deoarece acest andosaj prezenta ștersături și modificări neautorizate pe suprafața hârtiei.
EN: The bank refused payment because this endorsement showed erasures and unauthorized modifications on the surface of the paper.
Idioms & Phrases
Andosaj în alb / Blank endorsement
RO: Gir format doar din semnătura titularului, permițând oricărui posesor ulterior să încaseze suma de bani.
EN: An endorsement consisting only of the holder's signature, allowing any subsequent possessor to cash the sum of money.
Andosaj nominativ / Special endorsement
RO: Formă de transfer care indică în mod expres numele persoanei căreia i se transmite titlul de credit.
EN: A form of transfer that expressly indicates the name of the person to whom the credit instrument is being transmitted.
Lanț de andosaje / Chain of endorsements
RO: Succesiune neîntreruptă de semnături pe spatele unui efect comercial care demonstrează continuitatea transferurilor legale.
EN: An uninterrupted succession of signatures on the back of a commercial bill demonstrating the continuity of legal transfers.
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